ManicTime Pro

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  Raiz vs Spaceship Raiz vs Spaceship have become the two biggest apps in the micro-investing space.  RAIZ have you invest in a mix of ETFs that are preselected or cusotmised to your chooosing. Spaceship is like a managed fund where the team pick stocks actively and you just invest in that. CommSec pockets is more DIY where you select the specific ETF and how much exactly you want.   Raiz vs Spaceship operates as a managed fund with an integrated smartphone app. Investors pool their money into the fund and then reap the financial benefits associated with their fractional share of it. out of all portfolios raiz sapphire is the best one.Spaceship voyager app actually manages funds very easily; it uses multiple etfs in different proportions. With managed funds there are so called experts that manage in and outs and then they change it based on what they think best.